ADVIA CREDIT UNION

Services we provide:

  • Discovery
  • Digital Strategy
  • Content Analysis
  • Custom Integrations
  • UX/UI Design
  • Website Development
  • Hosting
  • Support


About Advia Credit Union

Advia Credit Union has a mission to provide financial advantages to its members by providing advice, advocating for members, and offering advantages other financial institutions don’t. This is accomplished through innovative financial solutions and a new, scalable website. For this new site, Advia sought to proactively provide the quickest and easiest digital solution for members to get the best user experience. Advia is not like other financial institutions; this is illustrated in Advia’s commitment to serving the ever-changing financial needs of its members. One of its core values is to drive progress by engaging in a spirit of innovation and developing new digital service tools for its members. This led to an innovative website redesign to give members easy access to information digitally.

The Challenge

The old website was not intuitive, and the overall digital experience lacked. The lending areas of the old site for both mortgages and auto loans were not producing results. With increased in mobile traffic, the site needed an improved mobile user experience. A major challenge facing Advia’s business team was the organization and content hierarchy of the old site. The content was repetitive and text-heavy, and members were confused about where to find the information they sought. Other obstacles included Advia’s team being unable to easily update the content and structure of the pages on the old website.

Goals for the New Site:

  • Improved navigation layout
  • Measurable enhancements
  • Increase time spent on the website
  • Meets brand standards with redesign
  • Increase overall visitors engagement
  • Increase content management efficiency

Advia wanted to create a “one-stop” resource center to educate members on digital banking—including forms, links, documents, and video tutorials. Two goals for the new Advia Credit Union website were simplifying content and allowing self-service for members. Advia did not want to reinvent the wheel in terms of UI but wanted to deliver a better digital experience to its members and potential new members. The new website provides a clean and clear navigation experience to eliminate clutter and confusion.

The Right Platform

SilverTech reviewed several CMS/DX platforms with Advia. Progress Sitefinity was the chosen platform, giving Advia a fully optimized digital experience. Using the page templates on the Sitefinity platform allows Advia to accomplish the goals for the new site by enhancing the design and layout of the website with ease. The new website improves the user experience with the use of properly placed navigation buttons and call to actions (CTAs) clearly directing users through the content on the page to the sub-pages. Advia’s site has an engaging navigation and advanced filter functionality allowing users to get to the content they are looking for with ease. Additionally, the Advia content team can seamlessly update and create pages within the Sitefinity CMS, keeping the website current and relevant.

DOWNLOAD FULL ADVIA CREDIT UNION CASE STUDY

RESULTS

13.58%
Increase in session duration
1,242%
Increase in self-service/locations pageviews
7,243.46%
Increase in self-service/contact-us pageviews
571.99%
Increase in certificate accounts pageviews

GDPR & Marketing Automation: What Still Gets You in Trouble

By: Christina Vagi | 8/13/25

Avoiding Compliance Pitfalls with Email Nurturing, Retargeting, Behavioral Tracking, and CRM Enrichment

Discover 5 common GDPR compliance mistakes in marketing automation that still result in fines. Learn how to fix email nurturing, behavioral tracking, retargeting, and CRM issues while maintaining personalization with Xperience by Kentico.

When GDPR was introduced in 2018, it sent shockwaves through the marketing world. Suddenly, the customer data that powered personalized campaigns, automation flows, and targeting strategies came under strict regulation. Fast forward to today, many brands think they’re compliant, but key areas like behavioral tracking, email nurturing, and CRM enrichment are still GDPR minefields.

In this post, we’ll explore where marketers still cross the line and how Xperience by Kentico helps you deliver engaging, automated experiences while staying compliant.

1. Email Nurturing Without Clear Consent

The problem: Consent is the cornerstone of GDPR, yet many marketing automation programs continue to operate in gray areas. Whether it’s adding contacts to workflows after a content download or using implicit opt-ins, the rules are often stretched.

Where marketers go wrong:

Bundling email opt-in with terms and conditions.
Triggering nurture sequences from non-consensual form submissions.

How Xperience by Kentico helps:

Consent Management: Track, store, and apply user consent across campaigns.
Automated Triggers with Conditions: Only initiate automation workflows after a valid, recorded opt-in.
Consent Reporting: Quickly demonstrate compliance during audits.

2. Behavioral Tracking Without a Legal Basis

The problem: Behavioral tracking—monitoring how users engage with your website, emails, and digital content is a core part of modern marketing automation. But under GDPR, you can’t track an individual unless you’ve got the legal right to do so (typically consent or legitimate interest).

Where marketers go wrong:

Tracking anonymous visitors and linking them to personal data later.
Collecting detailed on-site behavior without an adequate cookie banner or clear disclosure.
Using behavior scores to make profiling decisions without user awareness.

How Xperience by Kentico helps:
Xperience takes a privacy-first approach to behavioral data:

Tracking Consent API: Only begin activity tracking after users give valid consent.
Anonymous Visitor Support: View anonymous behavior trends without tying them to identifiable users.
Customizable Activity Logging: Decide exactly what you track, such as page views, downloads, interactions, and when you track them.
Contact Profiling & Scoring: Build user profiles and lead scores based on compliant, consented behavior tracking.

With this setup, marketers can still leverage behavioral insight—like sending a follow-up email after a high-value page view or triggering a chatbot after multiple visits—without risking a GDPR violation.

3. Retargeting Without Transparency

The problem: Retargeting is effective, but it often relies on third-party cookies or pixel-based tracking, which require clear opt-ins before being activated.

Where marketers go wrong:

Activating retargeting pixels on landing pages without consent.
Failing to categorize retargeting as a “marketing cookie” in consent banners.

How Xperience by Kentico helps:

Cookie Consent Banner Integration: Works with your consent management platform to gate third-party scripts.
Flexible Script Handling: Enable or disable tags (e.g., Meta Pixel, Google Ads) based on user choices.
First-party Personalization: Use your own behavioral data (not shared externally) for in-session or cross-session personalization without third-party involvement.

4. CRM Enrichment Without a Lawful Basis

The problem: Enriching CRM records with third-party or public data seems like a smart play, until GDPR asks how and why you acquired that data.

Where marketers go wrong:

Scraping LinkedIn or pulling in public data without notifying the contact.
Buying or importing lead lists without validating consent provenance.

How Xperience by Kentico helps:

Consent-aware Contact Management: Every contact record includes consent flags and source tracking.
Custom Fields for Legal Basis: Document the lawful reason (consent, legitimate interest, contract, etc.) for each data point.
Data Retention Policies: Automate deletion or anonymization of inactive or unconsented contacts.

5. Overreliance on Legitimate Interest

The problem: Some marketers overuse the “legitimate interest” clause to justify tracking and communications without consent. GDPR allows this only when your interests don’t override the rights and freedoms of the individual and you’ve conducted a Legitimate Interest Assessment (LIA).

Where marketers go wrong:

Using legitimate interest to avoid cookie banners.
Sending B2B marketing emails without opt-in, assuming it’s allowed across all EU countries (it’s not).

How Xperience by Kentico helps:

Supports both consent and legitimate interest-based models, but gives you tools to document which you’re using and why.
Let’s you customize how contact data is processed depending on the chosen legal basis.

Build Trust While You Build Journeys

GDPR is not a barrier to better marketing; it's a framework for building trust in a data-driven world. With Xperience by Kentico, you gain a powerful digital experience platform that helps you deliver personalized journeys, behavioral insights, and omnichannel campaigns without violating privacy standards.

By respecting your users' data and choices, you don’t just avoid fines; you build a brand they’ll actually want to hear from.


Want to see how Xperience by Kentico can power GDPR-compliant marketing automation? Get in touch with our team.


Meet the Author: Christina Vagi

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